Voluntary insurance of labor groups

The program provides coverage for the labor groups of different specialties

Accident is sudden, random, short-term case, independent of the will of the insured person, in fact, took place as a result of which occurred health disorder:

  • traumatic injury;
  • accidental acute poisoning with poisonous plants, chemicals (industrial or household), substandard food, drugs;
  • tick-borne encephalitis (entsefalomielit), polio;
  • fractures (injured) organs or its transplantation (due to incorrect medical manipulations)of the insured person;
  • the death of the insured person.

Accidents are also the cases that led to the impairment of health or death of the insured person:

  • drowning;
  • lightning or electrical shock;
  • bite of poisonous animals or insects, snakes, the penetration of extraneous body;
  • illegal actions of third parties

The insurance conditions

The insured persons Age of the insured person is 18 – 70 years
Duration of insurance coverage 24 hours a day orOnly during implementation of the work duties
The territory of insurance coverage Ukraine
The term of agreement From 1 day till 1 year
The possible number of Insured Persons From 2 people (in the list)
The end of the contract valid until the expiry or payment of the full insured sum
The insurance amount established at the request of the Insurer
Insurance tariff It depends on:  specialty risk group,Insurance amount,

The number of insured persons according to one contract

Insured risks Injury  Disability (I, II, III group) / permanent disability

  The death of the insured person

Payment in the case of injury from 5 to 100%, according to the table “Insurance payments in case of injury or damage to the organs and body parts”or

3% of the insured sum for the first 7 days of disability, ranging from 8 days 0.5% of the insured amount for each day

Disability I group – 100% of the insured sum;II group – 75% of the insured sum;

III group – 50% of the insured sum.

Death 100% of the insured sum.

 

Страховая компания Брокбизнес