A special program of accident insurance provided for athletes and those who like active leisure activities

Accident is sudden, random, short-term case, independent of the will of the insured person, in fact, took place as a result of which occurred health disorder:

• traumatic injury;
• accidental acute poisoning with poisonous plants, chemicals (industrial or household), substandard food, drugs;
• tick-borne encephalitis (entsefalomielit), polio;
• fractures (injured) organs or its transplantation (due to incorrect medical manipulations)of the insured person;
• the death of the insured person.

Accidents are also the cases that led to the impairment of health or death of the insured person:

• drowning;
• lightning or electrical shock;
• bite of poisonous animals or insects, snakes, the penetration of a foreign body;
• illegal actions of third parties

The insurance conditions

The insured persons	Any person in agreement
Duration of insurance coverage	24 hours a day or Only during sports and active leisure activities
The term of agreement	From 1 day till 1 year
The end of the contract	The insurance contract is valid until the beginning of the first insurance case
The insurance amount	5 000 till  20 000 UAH per every insured person
Insurance tariff	It depends on: the duration of the contract, Insured risks. Risk groups are defined depending on the sports and outdoor activities, connected with the insured person.
Payment in the case of injury	from 5 to 100%, according to the table “Insurance payments in case of injury or damage to the organs and body parts” or 3% of the insured sum for the first 7 days of disability, ranging from 8 days 0.5% of the insured amount for each day of disability, but not more than 50% of the insured amount per claim
Disability	–
Death	100% of the insured sum.
Special conditions	Age of the insured person is not more than 45 years