Voluntary accidence insurance of employee who works in encashment and transportation of appraisement (collectors)

Accident is sudden, random, short-term case, independent of the will of the insured person, in fact, took place as a result of which occurred health disorder:

  • traumatic injury;
  • accidental acute poisoning with poisonous plants, chemicals (industrial or household), substandard food, drugs;
  • tick-borne encephalitis (entsefalomielit), polio;
  • fractures (injured) organs or its transplantation (due to incorrect medical manipulations)of the insured person;
  • the death of the insured person.

Accidents are also the cases that led to the impairment of health or death of the insured person:

  • drowning;
  • lightning or electrical shock;
  • bite of poisonous animals or insects, snakes, the penetration of extraneous body;
  • illegal actions of third parties

 The insurance conditions

Insured risks Injury / temporary disability

Disability (I, II, III group) / permanent disability

Death

 

The age of insured person Age of the insured person is 18 – 60 years
Insurance of I and II groups disabled Not accepted for insurance
The territory of insurance coverage Ukraine
Duration of insurance coverage Only during implementation of the work duties
The possible number of Insured Persons Without limits
The term of agreement 1 day – 365 days
The insurance amount established at the request of the Insurer

 25 000 UAH (average)

 

Insurance tariff It depends on: the duration of the contract,

Insured risks ,

Number of Insured Persons

Payment in the case of injury from 5 to 100%, according to the table “Insurance payments in case of injury or damage to the organs and body parts”

or

3% of the insured sum for the first 7 days of disability, ranging from 8 days 0.5% of the insured amount for each day of disability, but not more than 50% of the insured amount per claim

Disability I group – 100% of the insured sum;

II group – 75% of the insured sum;

III group – 50% of the insured sum.

Death 100% of the insured sum.

 

Страховая компания Брокбизнес