“Complex travel insurance”

Are you going on vacation, on a business trip or to study in another country? Pre-purchased insurance will help you.

 “BROKBUSINESS” insurance company offers insurance programs that provide tourists a wide range of services for the provision of free medical, administrative, legal and other assistance in case of unforeseen trouble. It should be noted that the high quality of the programs, the professionalism of our staff and considerable experience in assisting companies, allow us to offer the highest level of insurance services, which will satisfy the most demanding customer.

 The benefits of insurance in the “BROKBUSINESS” insurance company:

  • Increasing insurance protection while traveling around the world and to avoid significant financial losses connected not only with treatment, but with the cancellation of the trip.
  • Ability to choose insurance amount (limit of liability).
  • Free 24 hours information and consulting support during the insurance contract signing, and during the insured case by phone: 0-800-700-123.
  1. “Complex International Travel Insurance»

It is the insurance, which aims to provide insurance coverage to citizens during a stay abroad, outside the country of permanent residence.

 Complex insurance combines three types of insurance, namely:

  • I SECTION: Insurance of expenses for medical care (MCE);
  • II SECTION: Accident insurance during traveling (A);
  • III SECTION: Insurance in case of losses due to the cancellation or termination of the trip (Cancellation).

 Insurance coverage:

According to I SECTION: reimbursement for the cost of medical services and other services while traveling, namely:

  • Sudden illness;
  • Body injury resulting from an accident;
  • Death from sudden illness;

 The costs may also be provided for:

  • Administrative assistance in case of delay or loss of baggage, loss or theft of documents, legal aid.

According to II SECTION: Reimbursement resulting from accidents, namely:

  • Traumatic injury;
  • Accidental acute poisoning with poisonous plants, chemicals (industrial or household), substandard food, drugs;
  • Tick-borne encephalitis (entsefalomielit), polio;
  • Breaks (injury) or the removal of insured person organs (due to incorrect medical manipulations);
  • Death of a person;
  • Drowning;
  • Lightning or electrical shock;
  • Animal bites or poisonous insects, snakes, penetration of a foreign body;
  • Illegal actions of third parties.

According to III SECTION: Compensation of losses in the case of cancellation or termination of travel due to:

  • Sudden health problems of the Insured person or a member of his family, if there is a medical prescription to ban travel and the need for treatment: emergency surgery, stay hospitalized for more than 5 (five) calendar days, inclusive, severe injuries complexity; Infectious diseases requiring an isolated treatment (appointment of quarantine);
  • Damage, destruction of real property of the Insured person if the case such damage settlement requires immediate presence and / or objectively impede the implementation of the previously planned trip: fire, explosion, natural disasters and illegal actions of third parties.
  • Requires the participation of the Insured person at the court, but in those cases where the fact that a court is necessary for the period of the planned trip, objective obstacles to its implementation and was not known to the Insured person;
  • The official announcement of the country (region, city) permanent residence or temporary stay about a natural disaster area, as well as in the case of a strike carriers, popular unrest, epidemics, acts of terrorism;
  • Airline Flight Cancellations due to the closure of the airspace over the territory of the country of temporary residence as a result of natural disasters and the impact of the environment;
  • Non-receipt of the Policyholder (Insured) entry visa to the country of temporary stay, subject to timely submission of complete package of documents, in the absence of a previously received refusal of a visa to the country where the trip is planned for all insured persons;
  • Being late to your flight for travel in connection with the accident, road transport or the breakdown of social car (except taxis) on which the Insured (insured person) heading to the airport or train station, as well as in case of late arrival of the flight from another city;
  • Death of the Insured person or a member of his family, parents, mothers, sisters or brothers;
  • The bankruptcy of the tour operator, in the case if tour operator is a resident of Ukraine.

 The insured sums:

  • According to I SECTION from 3 000 EUR / $ to 50 000 EUR / $.
  • According to II SECTION from 3 000 UAH. to 40 000 UAH.
  • According to III SECTION: for the choice of Policyholder.

THE MAIN INSURANCE PROGRAMS FOR MEDICAL EXPENSES

Program Expenses that are reimbursed by the Insurer Company Limits and restrictions
Econom Medical assistance Within the insured amount
Medical transportation 300 euro
А1 Medical assistance Within the insured amount
Medical transportation 300 euro
Emergency dental assistance 150 euro
В1 Expenses according to А1 Within the above limits
Medical repatriation / repatriation of dead person 10 000 euro
 С1 Expenses according to В1 Within the above limits
Expenses for the visit of a close relative (in the case of the insured’s stay in hospital for more than 10 days) Transportation of one person in economy class. Totally maximum 400 euros;Accommodation for maximum (5) days from the payment of no more than 50 euros per room per night
Early returning back in the case of death of the insured person close relatives Transportation in economy class 400 euro
Early returning back of the insured person’s children under the age of 16 years Transportation in economy class 400 euro
 D1 Expenses according to С1 Within the above limits
Providing advocacy services to protect the rights of the insured person in the court if the accident was caused by a third party 500 euro
Total loss, partial damage, theft, disappearance of luggage The maximum insured amount of 500 euro (20 euro for 1 kg. Baggage; 5% deductible)
Replacement of documents in the case of its loss or theft 200 euro

 In each case individual rate can be calculated in accordance with the Rules of insurance.

  1. “Complex Travel (through Ukraine) Insurance»

It is the insurance, which aims to provide insurance protection of citizens from the moment of departure from the territory of the village, a place of permanent residence.

Complex insurance combines three types of insurance, namely:

  • I SECTION: Insurance of expenses for medical care (MCE);
  • II SECTION: Accident insurance during traveling (A);
  • III SECTION: Insurance in case of losses due to the cancellation or termination of the trip (Cancellation).

 Insurance coverage:

According to I SECTION: reimbursement for the cost of medical services and other services while traveling, namely:

  • Sudden illness;
  • Body injury resulting from an accident;
  • Death from sudden illness;

 The costs may also be provided for:

  • Administrative assistance in case of delay or loss of baggage, loss or theft of documents, legal aid.

According to II SECTION: Reimbursement resulting from accidents, namely:

  • Traumatic injury;
  • Accidental acute poisoning with poisonous plants, chemicals (industrial or household), substandard food, drugs;
  • Tick-borne encephalitis (entsefalomielit), polio;
  • Breaks (injury) or the removal of insured person organs (due to incorrect medical manipulations);
  • Death of a person;
  • Drowning;
  • Lightning or electrical shock;
  • Animal bites or poisonous insects, snakes, penetration of a foreign body;
  • Illegal actions of third parties.

According to III SECTION: Compensation of losses in the case of cancellation or termination of travel due to:

  • Sudden health problems of the Insured person or a member of his family, if there is a medical prescription to ban travel and the need for treatment: emergency surgery, stay hospitalized for more than 5 (five) calendar days, inclusive, severe injuries complexity; Infectious diseases requiring an isolated treatment (appointment of quarantine);
  • Damage, destruction of real property of the Insured person if the case such damage settlement requires immediate presence and / or objectively impede the implementation of the previously planned trip: fire, explosion, natural disasters and illegal actions of third parties.
  • Requires the participation of the Insured person at the court, but in those cases where the fact that a court is necessary for the period of the planned trip, objective obstacles to its implementation and was not known to the Insured person;
  • The official announcement of the region (city) of permanent residence or temporary stay about a natural disaster area, as well as in the case of a strike carriers, popular unrest, epidemics, acts of terrorism;
  • Airline Flight Cancellations due to the closure of the airspace over the territory of the country of temporary residence as a result of natural disasters and the impact of the environment;
  • Being late to your flight for travel in connection with the accident, road transport or the breakdown of social car (except taxis) on which the Insured (insured person) heading to the airport or train station, as well as in case of late arrival of the flight from another city;
  • Death of the Insured person or a member of his family, parents, mothers, sisters or brothers;
  • The bankruptcy of the tour operator, in the case if tour operator is a resident of Ukraine.

The insured sums:

  • According to I SECTION from 3 000 UAH to 50 000 UAH.
  • According to II SECTION from 3 000 UAH. to 40 000 UAH.
  • According to III SECTION: for the choice of Policyholder.

THE MAIN INSURANCE PROGRAMS FOR MEDICAL EXPENSES

Program Expenses that are reimbursed by the Insurer Company Limits and restrictions
 А –          – Call an ambulance or a licensed doctor for emergency assistance in the insurance case–          – Provision of medical assistance in the outpatient conditions (specialist consultations, diagnostic tests, medical provision means fixation and ligation)–          – Provision of medicines and / or medical supplies prescribed by a doctor, when the insured case Within the insured amount
–          – If you have a medical condition, transporting the insured person to a medical institution in the insurance case Maximum 1 800,00 UAH.
–          – Emergency treatment in a hospital in the insurance case for a period not mare than 10 days, surgery, including:–          – Stay in the houses of various profiles;–          – Medical (pills etc.) support;

–          – The necessary diagnostic and therapeutic procedures;

–          – Expert advice

–          – Meals during the stay in the hospital according to the norms of the medical establishment.

–           

Within the insured amount
–          Repatriation of body in case of death to the place of permanent residence in Ukraine Maximum 3 000,00 UAH.
 В Expenses according to А Within the above limits
Payment of rail and / or bus tickets (in both directions) to visit a relative (father, mother, husband, wife) in the case of hospital stay more than 10 days but not more than 30 days Travel by rail or bus maximum cost of which is 150,00 UAH. and payment of accomodation maximum cost of which is 70,00 UAH. per day.
Early returning back in the case of death of the insured person close relatives Travel by rail or bus maximum cost of which is 150,00 UAH
Contact with a lawyer Without payment for his services
Assistance with opening a criminal case to protect the rights of the insured person if the insured case occurred through the fault of a third part;Transmission of urgent messages related to the insurance case  Maximum 100,00 UAH
Помощь при потере документов (только для граждан Украины) Maximum 150,00 UAH
С Expenses according to В Within the above limits
Providing assistance in the case of  his own car demage / or illness / death of the driver:– Organization of passengers delivery to their destinations;– Provision of payment for another driver Maximum 500,00 UAH.

 In each case individual rate can be calculated in accordance with the Rules of insurance.

 

 

Страховая компания Брокбизнес